Zeb, Naveeda, Zafar Iqbal, and Muhammad Arfaq Waseem. “Impact of Cash Flow Uncertainty, Financial Constraints and Accounting Opacity on Cash Holding”. Pakistan Social Sciences Review 8, no. 2 (June 30, 2024): 995–1005. Accessed December 6, 2025. https://www.ojs.pssr.org.pk/journal/article/view/1118.